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© 1986 - 2024 by IDC Financial Publishing, Inc. (“IDC”) All rights reserved. All pages within this Site and any material made available for download are the property of IDC, or its licensors or suppliers, as applicable. The Site is protected by United States and international copyright and trademark laws. The contents of the Site, including without limitation all data, reports, files, documents, text, photographs, images, audio, and video, and any materials accessed through or made available for use or download through this Site, (“Content”), including all such Content that may be provided by third party data providers and made available on the Site (“Third Party Data”), may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for purposes authorized by the Terms of Use agreed to, or as otherwise approved in writing by IDC. You may not frame or utilize framing techniques to enclose, or deep linking to, any name, trademarks, service marks, logo, Content or other proprietary information (including; images, text, page layout, or form) of IDC without our express written consent.

Limitations to Use of Financial Ratios and Ranks

Ranks are designed to provide IDC Financial Publishing, Inc.’s opinion as to the relative value of financial ratios, and are subject to limitations in their use. The ranks have no value in forecasting the direction of future trends of financial ratios. While in our opinion the selected ratios provide an ample financial picture for evaluating a financial institution, the quality of individual financial institutions can also be influenced by factors not taken into account in this analysis.

The quality of a financial institution is not fixed over time, but tends to undergo change. For this reason, changes in ranks occur, reflecting changes in the individual financial ratios.The data utilized for calculations, ranks, and other information was obtained from sources believed to be reliable and accurate; however, neither the publisher nor its employees assume responsibility for the correctness or accuracy of data, calculations, or liability for their use.